Health Cover, at Speedpay Speed.

Get comprehensive health insurance in minutes — right from your phone. Fast approval, real coverage, zero paperwork.

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Health Insurance Packages

Affordable healthcare coverage for every stage of life

FlexiCare Mini

₦4,600/month
Ambulance services & emergency resuscitative care
ICU access up to 2 days
Fertility investigation up to ₦15,000 annually
Major surgeries up to ₦200,000
Cancer care up to ₦300,000
23+ more benefits

Zencare

₦11,500/month
ICU access up to 3 days
Fertility investigation up to ₦45,000 annually
Major surgeries up to ₦500,000
Renal care & Dialysis (6 sessions)
Network gym access (2 sessions/week)
26+ more benefits

ZenCare Plus

₦17,250/month
ICU access up to 3 days
Fertility investigation up to ₦45,000 annually
Major surgeries up to ₦500,000
Cancer care up to ₦750,000
Renal care & Dialysis (6 sessions)
26+ more benefits

ZenCare Prime

₦34,500/month
ICU access up to 5 days
In-patient care abroad up to 6 weeks
Fertility investigation up to ₦75,000 annually
Major surgeries up to ₦1,500,000
Cancer care up to ₦1,000,000
28+ more benefits

Healthcare in 3 simple steps

1

Download the Speedpay App

Download and install the Speedpay App. Open it create an account and fund your wallet

2

Choose your insurance product

Browse through our range of health insurance plans, compare benefits and pricing, and select the one that best suits your needs.

3

Get insured immediately

Walk into any of our covered hospitals, present your policy ID, and receive quality healthcare.

Why choose us

Everything you need, nothing you don't.

Built for Nigerians who deserve real healthcare fast, affordable, and stress-free.

Instant Activation

Coverage starts right after payment. No waiting periods, no delays.

Comprehensive Coverage

Consultations, hospital care, maternity, dental, and eye care all in one.

Affordable Plans

Competitive pricing without compromising on quality of care

24/7 Support

Always available via chat, call, or app for any help you need.

Frequently asked
questions

We've compiled answers to the questions our Consumer Information Officers hear every single day.

You can get health and motor insurance for self and third-party subscriptions.
  1. Download the Speedpay app (Google Play Store or Apple App Store).
  2. Sign up and create your account.
  3. Fund your wallet.
  4. Click on the Insurance icon.
  5. Select "Get for yourself" or "Get for family."
  6. Select your preferred insurance plan.
  7. Enter your address, select the number of months, and upload your photo.
  8. Click Subscribe, and you're covered!
  1. Open the Speedpay app.
  2. Click on the insurance icon.
  3. Click on "My current Plans."
  4. Access your policy ID.
  1. Walk into any of the hospitals or pharmacies covered by Speedpay.
  2. Give them your policy ID and receive treatment.
  1. Open the Speedpay app.
  2. Click on the "Available Hospitals" icon.
  3. Type your location in the search bar.
  4. Browse and access any of the listed hospitals near you.
You can get the SpeedPay product through our Apple App Store or Google Play Store. For Merchant and Agency Banking Terminals, please click here.

Satisfied Clients Share Their Stories

See how our members found peace of mind with health insurance that actually works for them.

After my husband's unexpected surgery, I was terrified about the bills. Our plan covered 90% of everything — we didn't lose sleep over a single invoice. I can't imagine going through that without this coverage.

AO
Adaeze Okonkwo
Family Plan Member · Lagos

I switched from my old provider after years of confusing paperwork and denied claims. The onboarding here took 15 minutes and my first claim was approved in 48 hours. Night and day difference.

CE
Chukwuemeka Eze
Flexicare mini · Abuja

As a freelancer, I used to skip doctor visits because I couldn't afford the risk. Now I go for my check-ups without a second thought. The preventive care benefits alone are worth every naira.

NA
Ngozi Adeleke
Zencare Plan · Port Harcourt

Choose your plan.
Get covered today.

Compare personalised health plans in minutes. No paperwork, no surprises just the care you deserve.

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